Dida term loan insurance "life insurance" is the life insurance you mentioned. It is a loan guarantee insurance. Generally, the underwriting amount is up to 300,000 yuan, that is, the bank will lend you up to 300,000 yuan after underwriting, and the term is optional 12, 24 and 36. This product is very suitable for people who have a life insurance policy and the current payment status of the policy is "effective payment", and the whole process is very convenient. If you don't understand, just ask their customer service.