Mortgaged houses can be decorated with loans. Although the mortgaged house has been mortgaged to the bank, the mortgaged property cannot apply for a loan again, and the property ownership certificate is not in the hands of the owner. However, most banks can provide decoration loans for their mortgage customers, but the amount of decoration loans is also related to the value of the mortgaged house and the remaining mortgage loans.

In addition, if you can't get a decoration loan, you can get the decoration money through an unsecured loan. For example, you can go to a microfinance company to make unsecured loans, or you can make loans based on personal credit. As long as you provide the bank with the running water for the last 3 to 6 months and have the ability to repay on time, you can handle it, which will be relatively simple.

To sum up, after the decoration loan is approved successfully, the borrower will have to pay the decoration loan in addition to the mortgage, and the relative pressure will be even greater. Therefore, it is very necessary to make a repayment plan to avoid a certain impact on the quality of life.

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