1. 1.4SL MT bare car 6.99W According to the usual down payment of 30%, the purchase price is 2.1w.
2. Vehicle purchase tax is 6700. No mortgage.
3. Insurance cost: about 5,000 yuan. According to the insured items.
4. The license fee in this area is generally less than 200. If you help me, it will be around 500- 1000. Buying a license plate in a place like Shanghai is more expensive than buying a car, so we won't discuss it.
6. Loan cost: generally 2000-3000. Some promotional activities may have no handling fee. Generally speaking, there is. Mainly look at the policies introduced by banks that cooperate with 4 S.
To sum up, the new car should be prepared at least: 21000+6700+5000+200+2000 = 3.5w. ..
70,000 * 70%, the loan is less than 5 W. According to the loan term of 3 years, the monthly payment is more than 1490.
Total principal and interest: 1500*36=54000.
The total cost of buying a car is about 88 thousand. It costs 4000 more interest and 2000 handling fee than buying a car in full.
It is enough to buy SE MT in full at this price.
It is suggested that if relatives and friends can borrow some money, it is better to buy a car in full. You can repay their loan with a handling fee. Much higher than the bank deposit interest. And the interest you pay is much lower than the interest on the bank loan.