Loans from Alipay and online merchants, as well as 360 loans and JD.COM gold bars, are understandable.
Second, how to apply for a mobile banking loan is divided into the following four points.
1. The user first finds the online loan application function in the mobile banking and selects the corresponding region;
Secondly, choose the type of loan you want, such as mortgage, commercial loan and car loan. Different regions support different types of loans;
3. Submit relevant information as required by the bank;
4. Finally submit the loan application.
The above is how to apply for a mobile banking loan.
How long will it take for a large loan from the bank to arrive?
Large bank loans generally take 7- 15 working days. After the user submits the loan application materials, most banks need 3- 14 days, a few banks need 1 day, and some banks even need one month. The normal cycle of commercial mortgage and consumer mortgage is usually 7- 14 days, from approval, signing, mortgage completion and lending. Mortgage loans take a long time, some of which take several months. The better the user's personal qualifications, the faster the bank will lend money.
How to check the remaining loan on the mobile phone?
Mobile phone inquiry can be viewed through the customer service hotline of the bank or the customer service hotline of the loan bank, but this method can only get the information of the balance sheet of the loan account, and can't grasp the monthly repayment situation before and after. For example, log in to the latest mobile banking of China Construction Bank and enter the menu bar of "Housing-Loan-My Loan" to check the specific information of personal housing loan, quick loan and other loans under his name. Users can also choose to go to the loan bank's business outlets and personally go to the personal credit information unit of the loan bank's business outlets with their identity documents. In the service outlets, users can not only inquire about the balance of loan accounts, but also ask the bank to help print the repayment plan within one year after the inquiry, so that they can clearly grasp the loan situation within one year. If you are confused about the personal surplus housing loan amount, you can consult in time. Most importantly, don't repay the loan every month like loans overdue. Besides mobile phone inquiry, you can also inquire about the remaining mortgage through online banking, customer service hotline and official website. Users can choose the way that suits them according to their own situation. This article is mainly about how to apply for a mobile banking loan, and the content is for reference only.
3. I want to know about the loan recommendation business of China Bank's mobile banking?
You can select the amount you need and the use of the funds under the mobile banking loan recommendation function of Bank of China, and the system will recommend the corresponding loan products for your reference. The above contents are for your reference, and the relevant product/business policies, operating procedures, charging standards and other information are subject to your actual business. If you have any questions, please continue to consult China Bank official website Online Customer Service. If you have other business needs, please download the mobile banking APP of Bank of China or follow "Bank of China Micro-Banking" on WeChat to continue consulting and handle related business.
Fourth, how to apply for a mobile banking app loan. Don't you have to go to the local bank?
You can use the mobile banking APP first. Fill in the required information before applying. Then wait. It is possible to call back, not necessarily to the counter.