Hello, there are many platforms available now, and the amount is basically between 5 million and 300,000. You can apply through banks and online loans. Compared with other loans, although the amount is low, it is very popular because of its fast lending and flexible borrowing. As long as you choose a regular big platform, and the security of funds and information is guaranteed, you can use it with confidence.
It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Consumer loans with money to spend, with a daily interest rate as low as 0.02%, have the characteristics of simple application, low interest rate, quick lending, flexible loan repayment, transparent interest rate and strong security.
I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.
2. What are the conditions for a mobile phone shop to buy a mobile phone by installment?
1. Buying a mobile phone by installment means that you use a credit card or other credit to pay by installment when buying a mobile phone. You don't need to pay the down payment or interest fee, you just need to return the installment principal every month until you pay it off.
2. Precautions With the increasing popularity of credit cards, more and more cardholders choose the "zero interest" installment consumption model. Many people feel that the consumption burden has been suspended, but "zero interest" is not "completely free". Interest-free installment payment of credit cards seems attractive, but in fact it hides "murder". Take the popular car staging as an example. Although many banks or car dealers advertise "zero down payment, zero interest", the word "zero handling fee" is rarely used in advertisements. Financial experts revealed that credit card installment payment is essentially a disguised consumer loan. For example, the sum of the handling fees for installment payment can be regarded as the sum of the annual interest of consumer loans. It actually charges a certain fee.
Installment payment is actually a loan provided by the seller to the buyer. The seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs only by paying a small amount of money, but because the interest is included in the future installment, the amount paid for the same goods or services by installment is more than the amount paid in one lump sum. On the one hand, installment payment allows sellers to complete promotional activities, on the other hand, it also provides convenience for buyers. Complement each other and take what you need.
3. What are the requirements and conditions for buying a mobile phone with a loan?
Hello, this only needs your personal ID card. The loan to buy a mobile phone is done in the business hall, so the requirements are not high.
4. What do you need to buy a mobile phone with a loan and what are the conditions?
At present, many bank credit cards provide installment payment service, that is, you can apply for installment payment if you spend more than 1 0,000 yuan. There is a small sign at the main service desk or cashier in the electrical appliance city, indicating support for that brand.