1. Can Dongfeng Finance repay in advance?
You can repay the loan in advance and pay the corresponding handling fee. Calculation method of prepayment fee for Dongfeng Nissan financial loan: 1. For example, after the repayment has been partially repaid, if the repaid principal is equal, the interest will gradually decrease with the decrease of the repayment amount. 2. On the other hand, if the national policy changes, such as interest increase, then the repayment date, such as May 1 day, happens to be the policy in June, so your interest will change with the change of the policy in the following year 1 month 1 day.
2. Is there a penalty for prepayment of Dongfeng Financial Car Loan?
Whether there is liquidated damages for early repayment of Dongfeng Financial Car Loan mainly depends on the signed contract. If the contract is signed, the user needs to pay the liquidated damages on time. If the contract is signed without paying the penalty, the user needs to pay the penalty for prepayment. Specifically, when signing a car loan contract, the specific fees paid shall be subject to the loan contract.
3. How long is the car loan overdue?
Under normal circumstances, it is not very serious that the car loan is overdue for ten days, and the lending institution will not rashly take measures to collect the car. Although during the loan repayment period, the car was mortgaged to the lending institution, and the owner only had the right to use the car, even so, the lending institution had no right to take the car without the owner's knowledge, which was illegal.