1, central bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
2. Industrial and Commercial Bank of China: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
3. Agricultural Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
4. China Construction Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
5. Bank of China: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
6. Bank of Communications: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
7. China Merchants Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
8. CITIC Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
9. China Everbright Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
10, Shanghai Pudong Development Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
1 1, Shenzhen Development Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 4%, and the interest rate for more than five years is 4.5%;
12, Ping An Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
13, guangfa bank: the loan interest rate of housing provident fund for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
14, Huaxia Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
15. Minsheng Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
16, Industrial Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
17, Bank of East Asia: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
18, Bank of Beijing: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
19, China Postal Savings Bank: the loan interest rate of housing provident fund for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
20. Dezhou Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
2 1, Shengjing bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
22. Guiyang Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
23. Dandong Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
24. Harbin Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
25. bank of luoyang: The interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
26. Fudian Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
27. Jilin Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
28. Bank of Jiangsu: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
29. Bank of Zhengzhou: The interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
30. Taizhou City Commercial Bank: The interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
3 1, Bank of Ningbo: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
32. Hang Seng Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
33. Hubei Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
34. Guilin Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
35. Bank of Shanghai: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
36. Jiaxing Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
37. Binhai Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
38. Zhejiang Chouzhou Commercial Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
39. Longjiang Bank: the interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%;
40. Chengdu Rural Commercial Bank: The interest rate of housing provident fund loans for less than five years (including five years) is 2.75%, and the interest rate for more than five years is 3.25%.
What is the interest rate of Hangzhou housing provident fund loan?
Workers' families in Hangzhou belong to the following situations. Two sets of housing provident fund loan policies are implemented for purchasing ordinary self-occupied housing, with the down payment ratio of not less than 60%, and the provident fund loan interest rate is subject to the benchmark housing provident fund loan interest rate of the same period 1. 1 times:
(1) There is no house in the employee's family name, and there is a housing loan record and it has been settled.
② The employee's family name already owns a house, and there is no housing loan record or there is a housing loan record and it has been settled.
(3) The employee's family already owns a house and has an outstanding commercial housing loan record.
The loan interest rate of Hangzhou Provident Fund is 2.75% for a term of less than five years (including five years) and 3.25% for a term of more than five years.
The interest rate of the second home loan is higher than that of the first home loan 10%. That is, 3.025% below level 5; More than 5 years, 3.575%
If the interest rate is adjusted after signing the contract, the new interest rate will generally be implemented in the second year, so it will not change if it is not signed. According to relevant regulations, from August 26th, 2065438+2005, the interest rate of housing provident fund loans in Hangzhou is 2.75% for less than five years, and 3.25% for more than five years. The interest rate of the second home loan is higher than that of the first home loan 10%.
Personal housing provident fund loans issued after August 26, 2005 (inclusive) will be subject to the new interest rate. For the unexpired individual housing provident fund loans issued before August 26th, 20 15, the new interest rate will be implemented from June 26th, 2015.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
14 Zhejiang provident fund loan interest rate
20 14 the loan interest rate of housing provident fund in Hangzhou is still subject to the interest rate standard issued by the central bank on July 6, 20 12. Details are as follows:
Loan Term Annual Interest Rate%
Less than five years (including five years) 4.00
More than five years 4.50
In addition, we need to remind everyone that if the interest rate is adjusted during the loan period, it will be adjusted according to the following provisions: if the loan term is within 1 year (including 1 year), it will be implemented at the loan contract interest rate without adjustment; If the loan term exceeds 1 year, the new interest rate standard will be implemented from next year.