The loan is evaluated according to your comprehensive qualifications, and your asset-liability ratio, income, repayment ability, credit information and other factors will be comprehensively considered. If the loan application is not passed, it means that your comprehensive conditions do not meet the loan requirements for the time being. It may be that the debt is too high, the credit information is not good, and the repayment ability is not good. Tips: In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, it is recommended that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation. If you need funds, you can also consider a loan from Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new one-loan credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000, and the age requirement is 23-55 years old. You can log in to Ping An Pocket Bank APP- Finance-Loan to understand and try to apply.