The repayment method of Harbin provident fund loan is that the borrower deposits the full repayment principal and interest amount before the contract deduction date in accordance with the provisions of the Harbin Provident Fund Loan Guarantee Loan Contract, and the loan bank entrusted by Harbin deducts the money on a monthly basis. If the deduction date falls on a weekend or a legal holiday, Harbin entrusted loan bank will deduct the payment on the next working day. Preliminary study on repayment method of Harbin provident fund loan. 1. How to repay Harbin Provident Fund loan 1. According to the provisions of the Harbin Provident Fund Loan Guarantee Loan Contract, the borrower deposits the full repayment principal and interest amount before the contract deduction date, and Harbin entrusts the loan bank to deduct the amount on a monthly basis. 2. If the deduction date falls on a weekend or a legal holiday, Harbin entrusted loan bank will deduct the payment on the next working day. Second, the conditions for handling the Harbin provident fund loan are 1. The loan applicant is a natural person with full capacity for civil conduct, with legal and valid identification, and is between 18 years old (inclusive) and the legal retirement age; 2. The housing provident fund has been paid in full for more than 12 months (inclusive), and the individual housing provident fund account is in a normal state; 3. There is no balance of provident fund loans in our city and other places (including discount loans to public companies or loans to public companies and other forms of provident fund loans); 4. There is a purchase contract or agreement confirmed by the housing management department, and it is the owner of the house; 5. Have stable economic income, corresponding loan repayment ability and good personal credit; 6. The down payment for house purchase has been paid as required; 7. Being able to provide the guarantee method recognized by the provident fund center for mortgage or guarantee; 8. If there is a * * * applicant, the * * * applicant shall be the spouse of the loan applicant and meet the conditions for provident fund loans. If the loan applicant is unmarried, he should be an independent applicant. Three, Harbin provident fund loan processing materials 1, a one-inch bareheaded color photo of the loan applicant and the applicant recently, and stamped with six seals; 2. The current passbook (bank card) opened by the loan applicant in the entrusted bank; 3. down payment receipt; 4. Purchase contract; 5. Identity documents, household registration and marriage certificates of the loan applicant and the applicant; 6. Loan application form. Four. Handling of Harbin Provident Fund Loan According to Article 11 of the Regulations on the Management of Housing Provident Fund, the housing provident fund management center shall perform the following duties: (1) Prepare and implement the plan for the collection and use of housing provident fund; (two) responsible for recording the deposit, withdrawal and use of employee housing provident fund; (three) responsible for the accounting of housing provident fund; (four) to approve the extraction and use of housing provident fund; (five) responsible for the preservation and return of housing provident fund; (six) the preparation of housing provident fund collection and use plan implementation report; (seven) to undertake other matters decided by the housing provident fund management committee. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. The more amount of our provident fund loans, the more we need to pay back every month. We just need to deduct the money from the deduction account before the deduction date, and then the repayment in the current month will be successful.

Legal objectivity:

"Regulations on the Administration of Housing Provident Fund" Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council. Article 24 Under any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account: (1) purchasing, building, renovating or overhauling their own houses; (2) Repaying the principal and interest of the house purchase loan.