Mortgage loans are not restricted, provided that there is sufficient repayment ability. For example, a loan in the name of business needs to provide a business license for more than 3 months and a bank flow of 3- 6 months.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.