Is it easy to be a broker for Ping An Haodai?

Ping An Haodai’s brokerage model is that the brokers independently submit documents, provide preliminary assessments to users who intend to apply for loans, and answer some of the users’ questions about loan matters. Subsequent follow-up by professional loan consultants from Ping An Haodai platform aims to provide customers with fast-responding, all-round, multi-product loan services, break the geographical restrictions of business development, and subvert the traditional business model, which has been created by tens of thousands of brokers. Hundreds of millions in revenue.

The platform provides comprehensive business development support to Ping An Haodai’s brokers. There is no need to look for customers on the street under the bright sun. The platform will provide a large amount of materials and provide step-by-step instructions to teach agents how to use the circle of friends, acquire customers online and get started quickly. In addition, it also provides many convenient tools for brokers. Brokers can invite customers online. No matter how far away they are, remote loan consultants can follow up in real time, helping brokers to quickly place orders and make money.

In addition, a one-stop customer management model has been launched to facilitate brokers to follow up with customers in a timely manner. We will also provide professional training to agents in terms of detailed product explanations, sales techniques, community marketing, etc., and train professional agents through a variety of courses, so that agents can grow and provide better services to customers.

Formal platforms and professional people do professional things together. For those who need a loan, they can get professional loan advice when applying for a loan. For the personal development of Ping An Hao Loan brokers, they can not only make money but also receive all-round professional training, which can be said to be two birds with one stone

How to become a Ping An Hao Loan broker?

An excellent loan broker must meet the following conditions

1. Be familiar with the loan requirements of each bank. In addition to the basic requirements for loan customers (ID card, household register, marriage certificate, real estate certificate, bank card, credit report, statement of account, work certificate, etc.), each bank has other different requirements. For example, the loan expiration date, whether the unit is an enterprise or institution, how many bad credit reports there are, the age of the borrower, whether it is a legal person, whether the contract is signed online, whether the homeowner requires both parties to be present to sign, and whether the down payment needs to be made during the approval period. Bank freeze etc.

Only by being familiar with the different requirements of each bank can we match customers with the corresponding bank in a timely and accurate manner. Otherwise, if this bank does not work, switching to another bank will be particularly detrimental to the customer and not only a waste. Time, it will also show on the credit report that the credit report has been checked by a certain bank, but failed, which will virtually increase the difficulty of the customer's loan!

2. Be familiar with the loan interest rates of various banks. This is important. Because each bank believes that in addition to the basic interest rate, there will be different levels of fluctuation. Some will also give different discounts based on the customer's qualifications. What’s more, the important thing is that the bank’s fluctuations will change the interest rate frequently according to market changes and the bank’s own internal adjustments. In order for customers to use the least interest, as a qualified loan broker, they must always understand the latest information of each bank.

3. In addition to the above basic essentials, an excellent loan broker must also maintain a personal credit index in the bank. Banks not only look at the customer's loan ability. If the broker himself is glib and often helps low-quality customers apply for loans, which leads to a decline in the quality of the bank staff's business, it is conceivable that the bank will definitely check the customers recommended by the broker. Not only does it make it more difficult, it also increases the possibility of visa rejection. Therefore, character is also very important in this industry!

4. In order to reduce the workload of bank staff and at the same time increase one's reputation in the bank, one must do preliminary work with the loan customer before taking the customer to apply for a loan. All materials that need to be brought must be pre-reviewed. You should also ask the basic questions that the bank will ask in advance. It is best for the person who needs to sign to arrive at once. All cards that need to be processed are processed in advance before signing.

5. It seems complicated, but in fact it is also inseparable from character and professionalism. But it sounds simple, but there are quite complicated procedures to go through, and every loan customer's situation is different. If you don't know how to adapt, you will have many difficulties.

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What are the loan broker platforms?

Ping An Hao Loan and Blue Whale Loan.

The role of the loan broker platform is that they are very clear about the relevant knowledge of loans, loan channels, and what problems customers will encounter. Therefore, as long as you have any questions, just consult a Ping An Haodai agent in advance. They will make an assessment for you in advance based on your situation, and introduce you to the loan process in detail, which product you should prepare and what materials you should prepare, and help you from a professional perspective. Find the one that suits you best from a variety of loan products.

What is a mortgage broker?

My personal understanding is that a loan broker is almost like your personal consultant, starting from your perspective and interests. Provide high-quality, one-on-one human service for your loan.