1. Attorney's fees: some are calculated according to the bill, generally between 200-500 yuan per bill; Some are calculated according to the house price, and the charging standard is two thousandths. Generally speaking, the former charging standard is aimed at small-area units, while the latter is mainly aimed at large-area units.
2. Insurance premium: There are two calculation methods, the latest one is the most scientific and beneficial to the owner. The specific calculation method is loan amount × 1.2 times× one thousandth× year× discount.
3. Stamp duty: 0.05% of the loan amount is collected by the tax bureau.
4. Bank account opening fee: 65,438+00 yuan, which will be charged by the bank.
5. Notarization fee: generally between 200 yuan and 300 yuan.
6. Other warrant fees: generally between 200-300 yuan.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 353 The holder of the right to use construction land has the right to transfer, exchange, contribute, donate or mortgage the right to use construction land, except as otherwise provided by law.
Article 354 Where the right to use construction land is transferred, exchanged, contributed, donated or mortgaged, the parties concerned shall conclude a written contract. The term of use shall be agreed by the parties, but it shall not exceed the remaining term of the right to use the construction land.
Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.
Article 671 Where the lender fails to provide the loan on the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.
Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.
Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.