According to the requirements of the Ministry of Housing and Urban-Rural Development, new employees can apply for loan business after half a year.
In the past, institutions did not pay pension and medical care. But it needs to be handed in now, but is it the same as enterprises, where individuals take personal ones and enterprises take enterprises according to actual operations? Because the policy needs a process of implementation, the provident fund is shared by units and individuals.
The State Council recently promulgated the Regulations on Personnel Management of Public Institutions, which will take effect on July 1. According to the regulations, the state establishes a normal wage increase mechanism for staff in public institutions. Institutions and their staff members shall participate in social insurance according to law, and staff members shall enjoy social insurance benefits according to law. The regulations put forward that the staff of public institutions should participate in social insurance, and once again issued an urgent signal from the legal level that the medical insurance and endowment insurance of public institutions should be "merged". In other words, since July, individual staff of public institutions have never paid fees, and the history of higher pensions when they retire will end.
In addition, the deposit of housing provident fund in public institutions is also mandatory. Units and individuals who meet the deposit conditions (except employees, individual industrial and commercial households and freelancers with permanent residence in cities and towns in other provinces) must pay the housing provident fund in accordance with the relevant laws and regulations of the housing provident fund.
The public institution's provident fund is paid jointly by the unit and the employees, but there are some differences, and some units pay more. It depends on how the provident fund center agrees to pay after approval.
The housing accumulation fund paid by institutions for employees shall be charged in the budget or expenses after the financial department has approved the income and expenditure, and the housing accumulation fund of institutions shall be directly managed by the municipal government.
The monthly deposit base of public accumulation fund in government agencies and institutions is calculated as: on-the-job civil servants (including reference): national standard salary+work allowance+living allowance+thirteenth month salary; Business personnel: post salary+salary scale salary+performance salary.
The proportion of housing accumulation fund paid by government agencies and institutions is generally 12%. Please consult the local housing provident fund management center for details.