Can I buy a car in installments without a real estate license?

Most car loans don't need real estate license, just prepare the required materials. Only a few car loan companies need real estate licenses, and the review is very strict; You can shop around and find the company loan that suits you best.

Requirements for obtaining a car loan:

1, with full capacity for civil conduct.

2. Have permanent residence and valid residence status in the region.

3. The vehicle mortgage lender must have a fixed unit occupation and long-term stable income.

4. The vehicle mortgage lender has no bad criminal record and loan credit record, and the social credit is good.

5. The age of the vehicle mortgage lender is 22-55 years old, and the female is no more than 50 years old.

Extended data:

Mortgage loan for buying a car

Buying a car by mortgage means that the borrower who applies for buying a car pays part of the down payment first, and the lender issues loans to the buyer in installments for the rest.

Application material

1. Original ID card, household registration book or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the cooperation agency.

After you have provided these procedures for buying a car by mortgage, you need to meet some other conditions before you can apply for buying a car:

1. Have valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.