Just meet the conditions. Bank loan requirements: (1) Persons who have reached the age of 18 and have full capacity for civil conduct have permanent residence in cities and towns or legal and valid identity certificates. Bank loans require the lender to be between 18-60; (2) have a stable legal income and the ability to repay interest; (3) Good credit information; (4) Other conditions required by the lending bank.

legal ground

Article 9 of the Measures for the Administration of Automobile Loans (revised on 20 17)

Borrowers applying for personal auto loans should meet the following conditions: (1) People's Republic of China (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) for more than one year (including one year); (2) Having a valid identity document, a fixed detailed address and full capacity for civil conduct; (3) Personal legal assets with stable legal income or sufficient to repay the loan principal and interest; ④ Personal credit is good; (5) Being able to pay the prescribed down payment; (6) Other conditions required by the lender.