To apply for a Taobao loan, I must first be the seller of Taobao. Sellers can be divided into five types: Taobao Credit Loan, Tmall Credit Loan, Juhua Loan, Taobao Order Loan and Tmall Order Loan.

1. If it is a seller, click "Seller Center" and click "Taobao Loan". Or after logging in to the seller center, you can also click on the "loan amount" below to successfully enter the Taobao loan page.

There are two ways, one is order loan and the other is credit loan. Choose according to your own situation. Digital Jun clicked on "Credit Loan" here.

3. You can see all the loan methods and interest details on the left. Each method has its own conditions, and you can apply for a loan only if you meet them.

4. If you don't know how to get a loan, you can click "Quick Recommendation", enter the demand and query the results.

5. Digital Jun can't meet other conditions, so he can only apply for "loan with repayment" and only borrow 1 1,000 yuan. Providing information about the operation and reputation of the store can increase this quota.

6. When we apply for a loan of 1 1,000 yuan, we need to open Alipay, log in to Alipay account, and click "Account Settings"-Upgrade to complete Alipay authentication information.

7. Re-upload the photo of the ID card, fill in the information on the ID card and submit it. Alipay will inform the audit results within 2 days and wait patiently. After passing, apply according to the previous 5 steps.

6. The following figure shows the interest calculation methods of various loan methods. For example, if Digital Jun chooses the repayment method 1000 yuan for 30 days, the required interest is "1000 (loan amount) *0.0006 (interest rate) *30 (days) = 18 yuan (interest payable).