Jiujiang housing loan interest rate is usually 1.1 times the base interest rate:

1. Commercial housing loan base interest rate.

(1) For loans within one year, the interest rate is 4.35.

(2) Loans for one to five years, with an interest rate of 4.75.

(3) For loans of more than five years, the interest rate is 4.90.

2. Provident fund housing loan benchmark interest rate.

(1) For loans within 5 years, the interest rate is 2.75.

(2) For loans of more than 5 years, the interest rate is 3.25.

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