This should not be done by banks. Ping An Group is divided into loan subsidiaries such as Ping An Bank, Principal Easy Loan and Ping An Jin Lu. If it's a small loan, you haven't paid it back yet. It should be outsourced to those collection companies for collection. This should be done by the collection company.

Ping An Bank won't do that. Their loan will be credited. If you don't pay back the money, credit will have an impact, and they will sue to collect it.