Advance repayment of ICBC Zhijiang: ① It is not a "revolutionary business": it can be repaid many times in advance every year, starting from 30,000 yuan, with no upper limit, and can be paid off in one lump sum. ② "Revolutionaries": Due to the indistinguishability of systems, one-time payment is required for early repayment after half a year. (3) The commercial part cannot be repaid in advance. If it is to be repaid, it will be repaid in one lump sum.

Bank of Hangzhou West Lake prepayment: prepayment can be made after three months of continuous repayment, starting from 65,438 yuan+0,000 yuan, and only twice a year.

Early repayment of CCB West Lake: for the commercial part, the repayment is made in advance once a year, starting from 30,000 yuan, with no upper limit, and can be paid off in one lump sum.

High-tech prepayment of China Bank: ① Commercial prepayment once a year, starting from 50,000 yuan, with no upper limit, which can be paid off in one lump sum. (2) If the public carrier's discount loan is repaid in advance, an appointment shall be made one month in advance.

Early repayment of Jiefang Road of Agricultural Bank of China: ① For the commercial part, the repayment is made in advance once a year, starting from 30,000 yuan, with no upper limit, and can be paid off in one lump sum. (2) the commercial part repays in advance within three years, and charges one month's interest as liquidated damages. (3) The prepayment of discount loans for "public enterprises" is the same as (1) and (2).

At present, cooperative banks have no liquidated damages (except for products required by China Bank High-tech Sub-branch).