Individuals can also apply for provident fund loans themselves, as long as you meet the following four conditions at the same time:

The provident fund of the loan applicant is deposited in Beijing;

Account opening 1 year or more and continuous (recent) 12 months full payment;

Currently in the deposit state;

The applicant and his spouse have no outstanding provident fund and discount loan.

I hope my answer is helpful to you, and I hope it will be adopted!