; ? As we all know, everyone must provide their mobile phone number when applying for a loan, even online loans are no exception. Some friends have new mobile phone numbers, but they also want to apply for online loans. So, is there a platform for novice mobile phones to borrow money? Generally speaking, the service life of the mobile phone number is still required. Here are some good platforms.
1, borrowed by ants
Ant lending is a platform with low application threshold. As long as it is not serious credit, you can basically try it. The platform adopts the mode of full-process computer audit, with a quota of several thousand yuan, which can be used indefinitely. It belongs to the lending platform, and you can apply for sesame seeds with a score of more than 560.
2. Easy electronic payment
E-Payment is an online loan platform for consumer finance in Yin Bei. /kloc-above 0/8 years old, with normal income, you can apply. Second-generation ID card, mobile phone number registered in real-name registration system, bank card and other application materials are required.
3. Short-term loans
Everyone should be familiar with Baidu's money. It belongs to a pure credit mobile phone loan platform. There is a small platform called short-term loan. Those who are over 22 years old and have a stable income can apply.
4. Central Plains Consumer Finance
Zhongyuan consumer finance is also an APP that can lend money to everyone. The daily loan interest rate can be as low as the maximum loan amount of 200,000 yuan. You can apply with your ID card, and the funds will arrive in 5 minutes at the earliest.
5.baidu has money to spend.
1 0,000 yuan loan, with a maximum amount of 300,000 yuan, which can meet the daily life loan demand and large loan demand. You can choose the loan term of 3, 6, 65, 438+02 and 24 months, and the loan is very flexible. The same loan user can't apply, so hurry to "wash white"!
6. Xiaomi loan
The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan, and also provide installment services. Users need to have a Xiaomi account or a Xiaomi loan APP account, and need to provide the front and back of a valid ID card. When applying, they must authenticate their avatars.
Can the new bank card and new mobile phone card be loaned for 58 years?
You can't. Generally, new bank cards and mobile phone cards that have just been opened cannot be borrowed, at least for more than three months, which is the requirement of many online lending platforms. Online lending is peer-to-peer lending, which is a sub-category of Internet finance industry.
Can I borrow money online if my mobile phone number is less than one month? Doing these well has a high pass rate.
; ? Now the mobile phone number of the real-name registration system will also be one of the basic application materials for online loans. If you use less than the online lending platform, you will not apply. Some people may ask, can I make an online loan if my mobile phone number is less than one month? Let's introduce it today.
Can I borrow money online if my mobile phone number is less than one month?
Applying for online loans requires the mobile phone number of the real-name registration system, which is the basis for identifying the authenticity of the applicant's ID card. After all, the mobile phone number of the real-name registration system should be consistent with the submitted ID card information, so as to avoid using other people's mobile phone numbers to borrow online loans, and the use time of the mobile phone number can reflect the stability of the applicant.
Many online lending institutions generally require the applicant to provide the mobile phone number of the real-name registration system for more than half a year, so if the mobile phone number is less than one month, the applicant is unstable. What is important is that the newly established mobile phone number may have few call records. Even if the online lending platform authorizes the address book, it is impossible to judge the relationship between the contact person and the borrower.
Therefore, the best way to apply for online loans is to use the mobile phone number of the real-name registration system for more than half a year. The contact person should contact the applicant frequently, at least before applying, and it is best to have a call record every week.
Of course, it is not enough to provide the mobile phone number, but also depends on the credit status of the borrower.
At present, many formal product platforms have to check the borrower's credit information. For example, there are overdue at present, and the number of overdue times in the past two years has accumulated 6 times or 3 times in a row. The personal debt ratio should not be too high, and there should be no more than 3 credit institutions, otherwise it will increase the difficulty of loan approval.
It's best to check your credit information before lending to see where there are shortcomings. For example, if your credit information is not good, you can spend some time to improve your credit information. If you are heavily in debt, you can pay off some of your debts. After improving your credit conditions, the rate of refinancing will increase.