From 8w .20 15, the minimum is 20%, and the down payment must be above 20%, which may be increased according to the requirements of the unit you apply for a loan, generally 30%. If your credit and financial strength can't meet the company's standards, you may be required to increase the down payment.

The minimum down payment is 20%. The People's Bank of China stipulates that the down payment ratio of individual car loans and car loans shall not be less than 20%. However, due to the credit crunch during the year, some banks in Shanghai have increased the down payment ratio of personal car loans from 20% to 30%-40%.

If you buy a car down payment, you need to pay 20-50w, or even lower. For car buyers who intend to apply for personal car loans from banks, they should prepare the down payment in advance according to the market price of the models.

The general bank's provisions on the amount of personal car loan products mainly include: personal credit or joint liability guarantee can guarantee a maximum loan of 200,000 yuan; Apply for mortgage with the purchased vehicle or property.