Industrial land is the land for factories, workshops, workshops, production sites, warehouses and other places independently established by enterprises; If the industrial land is owned by an enterprise, you can apply for a loan, but there are certain application conditions. If the industrial land is leased and contracted by enterprises, only the right to use it has no ownership, and such industrial land cannot be loaned.

Legal basis: Article 36 of the Law of People's Republic of China (PRC) Commercial Bank, when a commercial bank lends money, the borrower shall provide a guarantee. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.