The subjectivity of law: 1. What is the loan interest rate of Lanzhou provident fund? The annual interest rate of loans with a term of less than five years (inclusive) is 2.75%, the annual interest rate of loans with a term of more than five years is 3.25%, and the interest rate of two sets of provident fund loans rises 10%. In case of interest rate adjustment, if the interest rate is adjusted before the loan is issued, the new interest rate will be implemented; If the interest rate is adjusted after the loan issuance exceeds 1 year, it shall be implemented according to the adjusted provident fund loan interest rate standard from the year following the date of each interest rate adjustment. 2. Lanzhou provident fund loan amount 1, and the maximum personal loan amount of Lanzhou housing provident fund is 600,000 yuan, of which the maximum loan amount for single employees is 500,000 yuan. 2. The first suite purchased by the borrower is the first time to purchase a commercial house, and the loan amount does not exceed 80% of the total house price. 3. If the second suite purchased by the borrower is the first time to purchase a commercial house, the loan amount shall not exceed 70% of the total house price. Three. Lanzhou Provident Fund Loan Law According to Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within/0/5 days from the date of accepting the application, make a decision on whether to grant or not to grant the loan, and notify the applicant that if the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Twenty-seventh applicants for housing provident fund loans shall provide guarantees. The above is the answer to the question "How much is the loan interest of Lanzhou Provident Fund". Once the housing provident fund system is established, employees should pay continuously during their employment. Except for the retirement of employees or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund, it shall not be suspended or interrupted at will.

2. The maximum amount of Lanzhou housing provident fund loan is raised to 300,000?

The maximum amount of Lanzhou housing provident fund loan is raised to 300,000? The reporter learned from Lanzhou Housing Provident Fund Management Center that Lanzhou raised the maximum amount of housing provident fund loans from 250,000 yuan to 300,000 yuan. According to the data of Gansu Investigation Corps of the National Bureau of Statistics, in June 2007, the housing sales price index in Lanzhou increased by 7.3% year-on-year, setting a record since 2004, in which the sales price of new commercial housing increased by 7.6% year-on-year. At present, the price of new commercial housing in Lanzhou city is close to 4000 yuan per square meter. The maximum amount of housing provident fund loan of 250,000 yuan can no longer meet the needs of some residents to buy ordinary housing. Lanzhou Housing Provident Fund Management Center raised the maximum amount of housing provident fund loans from 250,000 yuan to 300,000 yuan according to the actual situation. According to the person in charge of the Policy and Regulation Department of Lanzhou Housing Provident Fund Management Center, personal housing provident fund loans in Lanzhou have increased substantially. According to the data of Lanzhou Housing Provident Fund Management Center, in the third quarter of this year, the total amount of personal housing provident fund loans in Lanzhou increased by 34% compared with the second quarter. Lanzhou: Individual industrial and commercial households and freelancers are included in the provident fund coverage for the first time Xinhua News Agency Lanzhou 65438+February 15 (Reporter Tu Guoxi) The reporter recently learned from the Lanzhou Housing Provident Fund Management Center that Lanzhou has further expanded the coverage of the housing provident fund system, and individual industrial and commercial households and freelancers are included in the provident fund coverage for the first time. According to the Interim Provisions on Individual Industrial and Commercial Households and Freelancers in Lanzhou City, in the future, all individual industrial and commercial households and freelancers in Lanzhou City who are under 60 years old and women under 55 years old can apply for housing provident fund deposit in their own names. Individuals who have paid the housing provident fund for more than two years may apply for personal housing provident fund loans. According to the regulations, the deposit base of individual depositors' housing provident fund is their average monthly income in the previous year, and the average monthly income is declared by individual depositors. The minimum is not lower than the average social wage announced by the statistics department of Lanzhou City in the previous year, and the maximum is not higher than the average social wage announced by the statistics department of Lanzhou City in the previous year. Three times. The deposit ratio is 10%- 17%, which is approved by the housing provident fund management center according to the actual situation of the depositor, and the monthly deposit amount is equal to. It is understood that the establishment, deposit, transfer, withdrawal and loan of housing provident fund accounts of individual industrial and commercial households and freelancers in Lanzhou are managed locally, and handled by Lanzhou Housing Provident Fund Management Center and its branches and offices. The person in charge of the Policy and Regulation Department of Lanzhou Housing Provident Fund Management Center analyzed that the introduction of this policy will play a positive role in helping individual industrial and commercial households, migrant workers, freelancers and flexible laid-off and reemployment personnel after the reform of state-owned enterprises to solve housing difficulties and realize their desire to live and live.

3. What is the ratio of Lanzhou 202 1 foreign provident fund loans?

Consistent with local standards, the maximum loan amount can reach 60.