The benchmark interest rate for one-year (12 months) loans is 5.3 1%, and the monthly interest rate is 5.3 1%.
65438+ ten thousand, monthly repayment:
100000*5.3 1%/ 12*( 1+5.3 1%/ 12)^ 12/[( 1+5.3 1%/ 12)^ 12- 1]=8574.96
Interest amount: 8574.96 *12-100000 = 2899.52.
Interest amount of 200,000 yuan: 8574.96 * 2 *12-200,000 = 5799.04.
The benchmark interest rate for the biennium (24 months) is 5.4%.
65438+ ten thousand, monthly repayment:
100000*5.4%/ 12*( 1+5.4%/ 12)^24/[( 1+5.4%/ 12)^24- 1]=4405.08
Interest amount: 4405.08 * 24-100000 = 5721.92.
Interest of 200,000 yuan: 4405.08 * 2 * 24-200,000 yuan = 1 1443.84.
The benchmark interest rate for five years (60 months) is 5.76%.
100000*5.76%/ 12*( 1+5.76%/ 12)^60/[( 1+5.76%/ 12)^60- 1]= 1922. 14
Interest amount:1922.14 * 60-100000 =15328.40.
Interest amount of 200,000 yuan:1922.14 * 2 * 600,000-200,000 yuan = 30,656.80.
As long as the loan is still full for one year, you can apply for early repayment. Of course, the interest is less, because it is compounded monthly, and with the increase of the term, the interest will go up quickly.
Note: 12 is the power of 12, and so on.
The loan is 77,000 yuan with interest of 6.5%, which will be paid off in three years. How much is it in January? If you want to try the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the current loan interest rate to try monthly payment. You can contact your loan handling bank for details.
If you have any other questions, please visit China Merchants Bank's Customer Service Online (website: forum.cmbchina./CMU/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your attention and support!
Excuse me, I'd like to borrow 65438+ ten thousand yuan and pay it back in three years. How much interest should I pay every month? If you want to try the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment.
If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.
At present, the loan is 654.38+10,000 yuan, and how much interest will be paid in three years and one month, according to the loan interest rate. I'll give you a formula, and you can work it out yourself.
The annual loan interest is equal to the loan principal multiplied by the annual loan interest rate.
For example, if the annual interest rate is 10%, then the annual interest rate is10000 *10% =10000 yuan.
One-year interest 10000 yuan, and three-year interest 10000*3=30000 yuan.
Take a loan of 50 thousand yuan, how much interest do you have to pay back a year? But if you add other messy deductions, you will have to pay back more than 70 thousand a year.
I paid off a loan of 27,000 yuan a year with an interest rate of 4.35%. How much interest should I pay back a year? Interest = principal * interest rate * term
=27000*4.35%* 1
= 1 174.50 yuan
Pay off the car loan of 40 thousand! How much is it a month? You have to pay a lot of interest in three years. 40000/36 is the monthly principal. Interest: 40,000 * interest This is the monthly interest. Multiplied by 36 periods, it is three years' interest.
The loan is 654.38 million yuan, which will be paid off in 10 year. How much interest should I pay? 1, provident fund loan, monthly repayment 1006.28 (yuan), 10 * * repayment 120754. 14, with interest of 20754.6438+04.
2. Commercial loan (30% discount), monthly repayment 1020.07 yuan, 10 * * repayment 122408.75, with interest of 22408.75.
Give you a repayment calculator: bj.house.sina../bxjsq/
I want to borrow 7 million yuan, pay it off in five years, and pay one-fifth interest. How much should I pay back a year? How much do I have to pay back every month? The interest of 700,000,000 yuan in one thousand years = 1.26 million years = 63,000 years, and it will be paid off in one lump sum after five years. If it is installment repayment, the interest will be different! Less principal, less interest. In short, the interest of 7 million yuan is calculated on a monthly basis, which is 1.05 million, and the interest of the people is calculated on a monthly basis!
The loan is 48,000 yuan, with interest of 1.25, which will be paid off in three years. How much should I pay? If I use the equal principal and interest repayment method, I will pay it once a month, and I will pay 1 605.77 yuan every month, making a total repayment of 57,807.86 yuan.
If it is agreed to pay off in one lump sum, the compound interest will be 12.5%, and the total repayment amount will be 68,343.75 yuan.
If it is agreed to pay off in one lump sum, the simple interest is 12.5%, and the total repayment amount is 66,000.00 yuan.
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