First, choose your nationality and the school you will attend in the options of international student loan tools.
Second: Please press "Compare Student Loans".
Third, the international student loan tool will help you find out which lending institutions are suitable, carefully look at the terms and conditions of each loan, and then choose the one that suits you best.
Fourth: When you know exactly which loan project to choose, press "Apply Now" to start the online application process.
As long as you follow these steps, you can easily apply for foreign student loans. Initial approval can be obtained within a few weeks at the earliest. But remember, foreign student loans need to be repaid with interest. Before applying for a loan, please carefully consider whether there are other financial aid options or improve the scholarship program you hold.
II. Requirements for applying for a loan for studying in the United States:
Require the lender to provide the school's admission notice or admission notice, the proof materials of tuition and miscellaneous fees and living expenses required by the school during the study period, and the third-party borrower recognized by the lender with compensation ability and joint liability, and the borrower already has a certain proportion of the expenses required by the educated.
Three, the amount and duration of the loan to study in the United States:
The amount of loans for studying in the United States shall not exceed the sum of the equivalent RMB of registration fees, tuition fees, living expenses and other necessary expenses within one year specified in the admission notice or other valid admission certificates of studying abroad schools.
Four, the United States to study abroad lenders must meet the following conditions:
1. American study abroad lenders are healthy, honest and trustworthy;
2. Students studying in the United States should have full capacity for civil conduct, and the actual age of the loan due date is no more than 55 years old;
3. If the American student lender is an overseas student, he should have permanent residence or other valid residence status at the lender's place before studying abroad;
4. If the American student loan is the immediate family member or spouse of the overseas student, it should have a fixed residence or other valid residence status in the area controlled by the lender, have a fixed residence, have all stable occupations and income sources, and have the ability to repay the principal and interest on schedule;
5. Lenders studying in the United States should hold an admission notice or other valid admission certificate issued by the school where the students intend to study abroad;
6. Lenders studying in the United States must provide property mortgage, pledge or third-party guarantee recognized by the lender. Mortgaged property is currently limited to the pledge of real estate with mortgage right. At present, it is limited to government bonds, bank deposit certificates, corporate bonds and other securities. The guarantor shall be a legal person or natural person with compensatory ability and willing to bear joint and several liability for repayment;
7. Meet other conditions stipulated by the lender.