Current location - Loan Platform Complete Network - Loan intermediary - The intermediary instigated "high evaluation and high loan", but the woman was afraid of breaking the law and wanted to cancel the contract, but she had to pay 20 thousand commission. How to safeguard
The intermediary instigated "high evaluation and high loan", but the woman was afraid of breaking the law and wanted to cancel the contract, but she had to pay 20 thousand commission. How to safeguard
The intermediary instigated "high evaluation and high loan", but the woman was afraid of breaking the law and wanted to cancel the contract, but she had to pay 20 thousand commission. How to safeguard her rights? This contract is completely invalid because it harms the rights and interests of others. Ms. Zhong can take the intermediary to court and ask for the termination of the contract without paying any commission to the intermediary. Ms. Zhong originally wanted to buy a house. As a result, after buying a house, Ms. Zhong found that there was still a certain distance between the money she had saved and the down payment. After discovering this, Ms. Zhong wanted to retire, but unexpectedly, at this time, the intermediary made a suggestion to Ms. Zhou, that is, through high evaluation and high loans, Ms. Zhou paid less down payment. However, this method actually violates the evaluation law, and Ms. Zhou has to bear certain responsibilities, because this behavior can be said to damage the interests of the bank.

The operation method of this method is to ask the appraiser or appraisal agency to raise the appraisal price of the house and let Ms. Zhou pay less down payment. After the house price is raised, Ms. Zhong does not need to pay more for the original house price, because the money will be transferred back to Ms. Zhong by a third party. Ms. Zhong agreed to the intermediary's suggestion, but later both Ms. Zhong and the owner felt that this method was risky and might make them bear legal responsibilities, so they both wanted to cancel the contract with the intermediary and did not want to continue the transaction, but the intermediary asked Ms. Zhong to take a commission of 30,000 yuan. Ms. Zhong naturally refused. After all, she failed to buy a house. In my opinion, the intermediary should not put forward the suggestion of high evaluation and high loan, because such a contract is invalid and may cause more disputes in the future.

Moreover, the intermediary did not make this suggestion to Ms. Zhong alone, or even to reporters. I also hope that the relevant departments can punish this intermediary company and let them stop doing this. If our employees working in an intermediary company are asked to do so by the company, they should also refuse. After all, it may make them bear legal responsibility. For their own future, it is recommended not to do so. Buying a house is to make yourself more comfortable, and there is no need to make yourself more uncomfortable. You must not touch that shady operation, and you must not blindly listen to the advice of the intermediary. Instead, you should go online to search for relevant information and see if what the intermediary said is true.

In order to let you buy a house smoothly, some intermediaries take their own commission, which can be said to be doing everything they can. I also hope that the relevant departments can pay attention to this situation and punish the intermediary who allows customers to successfully buy a house by means of high frequency and high loan in private. Generally speaking, customers will definitely not take the initiative to make such suggestions. After all, they don't know much about this, let alone what it means to speak highly of loans.