In Ping An Pratt & Whitney, I got a loan of 200,000 yuan, and I got194,000 yuan. The loan has been repaid for three years, with a monthly repayment of 9284.24 yuan. After careful calculation, I have to pay hundreds of thousands of interest! 1, Ping An Hewlett-Packard borrowed 200,000 yuan, and it needs to pay him 92.8424 yuan every month, so it needs to pay him more than 330,000 yuan in three years, and the interest is about/kloc-0.40 million. In this case, the interest rate is actually a little high. I suggest you ask clearly and call the CIRC or relevant departments to investigate.

Third:

Consequences of Ping An Hewlett-Packard loans overdue's non-repayment: 65,438+0, penalty interest, and 50% interest. The penalty interest of different lending institutions is different, and the penalty interest charged by small loan companies may be higher. Adding late fees will be scary. 2. The second day after bad credit is blacklisted, the name of the lender will appear in the internal system of the bank, and the credit report will inevitably leave a bad record. It may be kept for 3-7 years. 3. Impact on future loan and credit card processing As long as it is blacklisted, mortgage and car loan processing will have an impact and you cannot enjoy loan concessions. 4. You can't go abroad, fly or take the high-speed train. 5. It may affect your career. For students whose loans are overdue for 90 days in a row, the bank or school will publish your detailed information in the media. 6. Be sued by the bank and executed by the court. 7. If the circumstances are serious, a direct sentence shall be imposed. Ma Yun said that without credit, it is difficult to move. Although credit assets are intangible, they will become more and more important in the future society. Loans overdue usually refers to the phenomenon that after the loan expires, the borrower fails to repay the principal and interest of the loan to the bank that issued the loan according to the loan term agreed in the loan contract, and fails to go through the relevant extension or lending procedures, resulting in the loan exceeding the agreed term.

If a lawsuit is filed, the court will take property preservation measures according to the creditor's application, freeze the deposits of the lender and the loan guarantor, and seal up the corresponding real estate, vehicles and other property. After the judgment, it will be enforced according to law.

4. According to the situation in the title, the three-year interest of Ping An HP loan has reached several hundred thousand. It is suggested that you can consult relevant customer service or departments for feedback.