Yes. If you have a car loan in your name, a legal person can apply for a loan. There is a car loan in the name of a legal person, which means that the legal person has certain liabilities, but as long as it has sufficient repayment ability, it can apply for other loans normally. Moreover, if a legal person can successfully apply for a car loan, it shows that the legal person's personal credit qualifications are relatively excellent. If you apply for other loans, the probability of passing the loan review will be higher. Car loans are not long-term loans, so they will not affect the user's repayment ability in the long term. When applying for a loan, a legal person can try to apply for a loan with a shorter loan term.