Loans generally need to go to the bank. When signing in person in the bank, you need to give a receipt for the production fee and notary fee, and nothing else.
After the bank signs the loan contract, you can get the loan contract after the bank lends money, usually one to two months after the bank lends money. You can also get a loan certificate after the bank lends money. If you are asked to sign a loan contract outside, you are a liar.