1. Repay in chronological order, and the earliest overdue bill amount will be deducted when repaying. For example, if there are many overdue bills, please pay the first overdue bill first.

2. Pay off the account according to different repayment types in the bill within the same overdue period. First, the credit card mechanism will deduct the minimum repayment amount first, and then deduct part of the repayment. Finally, the remaining amount will be deducted from the full repayment.

3. If the credit card has multiple installment plans, the overdue repayment will be offset according to different installment plans. Generally speaking, banks will give priority to deducting unpaid installments.

Generally speaking, the repayment order of BOC credit card after overdue is: in chronological order, the overdue bills are deducted in turn; Deduction shall be made in the order of minimum repayment, partial repayment and full repayment; Give priority to deducting the unpaid amount in the installment plan.

Supplementary information:

Overdue repayment will have a negative impact on personal credit records. It is suggested to contact the bank in time before the deadline and pay off the overdue amount as soon as possible. Avoiding overdue payment can not only maintain personal credit records, but also avoid overdue payment and high interest.

I hope the above answers can solve your problem. If you have any other questions, please feel free to ask.