There are many small loan apps available for download in the software store now. Many people borrow a sum of money because the capital turnover is not enough. Although it is convenient and quick, it can solve the trouble, but some people are harassed by collectors because of too much arrears. Loans overdue has accepted it, so what are you afraid of?

What is the fear of small loan outsourcing collection?

First, I am afraid of people who know the law.

First of all, it should be clear that many collection methods are illegal now. The state has issued three documents prohibiting some means of collection agencies, and a long time ago, the relevant legal provisions clearly stipulated that lending institutions and entrusted third-party collection agencies should not use harassment, violence and other means to collect money, and threats, extortion and other acts are illegal.

In addition, the State Administration for Industry and Commerce also issued a notice prohibiting any unit or individual from setting up debt collection companies. If the collection personnel outsourced by small loan companies collect money from lenders through some abnormal means, lenders choose to call the police or bring a lawsuit to the court, and it is difficult for outsourcing companies to win the case.

Second, I am afraid that I will not receive the money.

If the loan company has other ways of making profits, the collection agency of small loan outsourcing can only collect them in full if it wants to make profits. No matter how many banks and other financial institutions will entrust the collection business to a third-party collection agency.

Every financial institution has the autonomy of outsourcing agency, and the third-party collection agency must be able to recover a certain amount of money, and it must be reasonable and legal. In addition, the legal provisions have stricter and more diverse requirements for third-party collection agencies, so the business of collection agencies is still difficult to do.

If the lender doesn't want to receive endless collection calls and text messages, he can negotiate with the collection agency, and the lender will try to repay the loan on time, and the collection agency will try to reduce the frequency of collection. After all, the purpose of collection agencies is to recover debts, not to torture debtors.

The above is the answer to the question "What are you afraid of in small loan outsourcing collection?". I hope I can help you!