Huake Financial Leasing Co., Ltd. is approved by the Ministry of Commerce, led by Chongqing Academy of Science and Technology, and jointly established with Hong Kong-listed companies Zhongyu Land and Shenzhen Zhongke Commercial Factoring Co., Ltd., and recognized by the Ministry of Science and Technology as the first national institution with "service technology and service innovation". The business is mainly to provide financial leasing for transportation, energy conservation, environmental protection and new energy, advanced equipment manufacturing, medical and health care, social services and other industries.
: Huake Financial Leasing Co., Ltd. was established on June 20, 20 13. Its registered place is Room 309, No.38 Hanxing Road, Hangu Town, Jiulongpo District, Chongqing, and its legal representative is Jiang Qian. The business scope includes direct leasing, subletting, leaseback, leveraged leasing, entrusted leasing, joint leasing, project leasing, cross-border leasing and other financial leasing businesses; Leasing business; Purchase leased property from home and abroad, and handle and maintain the surplus value of leased property; Consulting and guarantee of lease transactions; Enterprise management and financial consultation; Technology development, technical consultation, technical service and technology transfer related to leasing; Investment and financing consultation. It is worth noting that compared with the traditional way of borrowing, peer-to-peer lending has no guarantee at all. Moreover, the central bank has repeatedly made it clear that the annual compound interest rate exceeds 4 times the bank interest rate and is not protected by law. It also increases the high risk of online lending (generally 7 times or even higher than the bank interest rate). Because online lending is a new financing method, the central bank and the China Banking Regulatory Commission have no clear laws and regulations to guide online lending. For online loans, the regulatory authorities are mainly neutral, do not violate the rules, and do not recognize them. However, with the prevalence of online lending, it is believed that relevant measures will be formulated and implemented in time.
When making online loans, citizens can also complete all the steps of loan application without leaving home. Therefore, when applying for loans, they also need to submit their true and accurate materials, and at the same time, they need to fulfill their repayment obligations in time after completing the loan procedures, otherwise it will also affect their credit information, thus affecting the subsequent work of buying a house and a car.