I am a college student and have successfully obtained a national student loan. This loan helped me overcome the difficulties of tuition and living expenses, and enabled me to concentrate on my studies and get good results in my studies. But I am still a poor student, facing the challenge of rising tuition fees, so I hope to apply for renewing the national student loan. This loan will help me devote myself to my study and lay a more solid foundation for my future development.

Personal situation and financial situation

As an ordinary college student, my family is not rich. My mother is a low-income person and my father has passed away. Although I work hard, I still can't afford the high tuition and living expenses. Now, I need more funds to cope with the rising tuition and living expenses. During my stay at school, I strictly abide by the relevant requirements of the national student loan and earnestly fulfill my repayment obligations. I hope the country can give me this chance again, continue to help me finish my studies and make contributions to society.

Future planning and social responsibility

After obtaining the national student loan, I became more confident and self-reliant. I have gained a lot of valuable experience and knowledge and planned my future career development direction.

I believe that only by constantly learning and trying and constantly improving personal quality and ability can we make greater contributions to society in the future. So I ask the country to approve my loan renewal again, so that I can continue to feel the warmth and support of the country. Finally, I am willing to make more efforts for the society and repay the care and support of the country and society.

Expand:

To apply for a student loan, you need to prepare supporting materials, as follows:

1. The application for student loan for college students should include family economic status.

2. The borrower and the original and photocopy of the borrower's ID card and household registration book.

3. Admission notice or student ID card. Freshmen apply by admission notice, and students apply by student ID card.

4. Proof of poverty. Proof of poverty and leisure provided by local government departments and stamped with official seal.

5, student loan commitment letter, the guardian behind the commitment letter signed and pressed the red handprint.

The process for universities to apply for grants:

Issue a poverty certificate. The poverty certificate can be issued by taking the household registration book and the admission notice to the village head or the director of the village Committee, and then stamping the seal of the village Committee or neighborhood Committee on the poverty certificate. After stamping, the village committee needs to get the seals of the township government and the civil affairs bureau.

The admission notices of many universities will include the application form for financial aid and the family situation questionnaire. Students need to fill out these two forms. After the application form is submitted, the counselor will review it. If you pass, the teacher will inform you to fill in the truly standardized application materials for financial aid. Fill it out and give it to the counselor, who will give it to the school together with the student's poverty certificate.

Student loan

The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation. ?

1999 since the implementation of this measure, more than 400 billion yuan of student loans have been issued to help more than 20 million students from poor families.

In April 2023, the Ministry of Finance, the Ministry of Education, the People's Bank of China and China Banking and Insurance Regulatory Commission jointly issued a notice, requiring the national student loan to be interest-free and deferred in 2023. For the national student loan principal that should be repaid by the loan students who graduated in 2023 or before, the repayment can be postponed 1 year upon the independent application of the loan students.