The current housing prices are so high that many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose personal mortgage to buy a house. Due to the different loan policies in different regions, it is necessary to master the local real estate policy, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to buy a house in Zhenjiang, how much is the down payment for a 630,000 house? How much is the mortgage? Let me show you the relevant information below!

If the first set is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 630,000 * 30% = 44 1 1,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the assessed house price, that is to say, to buy a house with a total house price of 630,000, the down payment needs 630,000 * 50% = 3 1.5 million yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of Zhenjiang house, if you are going to buy a 630,000 house in Zhenjiang, you should prepare sufficient funds. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Zhenjiang housing loan I provided for you. I hope it will help you!