Enterprise credit loans application materials

Code certificate, account opening permit, tax registration certificate, articles of association, capital verification report, loan card.

2. Enterprise shares or the identity cards of shareholders.

3. Annual reports for the last three years, financial statements for the last three months and company bills for the last six months.

4. Business premises lease contract and proof of rent payment, and water and electricity charges for the past three months.

5. Cancel the contract (if any)

6. Proof of assets under the enterprise name

2. What are the conditions for handling loans for small agricultural enterprises in the Agricultural Development Bank?

Customers applying for credit business should meet the following basic conditions:

(1) Handling industrial and commercial registration according to law, obtaining business license and effective annual inspection procedures; Institutions as legal persons have been registered or put on record in accordance with the Regulations on the Administration of Registration of Institutions. Special industries must hold a business license or business license issued by the competent authority.

(2) Its business activities are legal and compliant, and conform to the national industrial development policy and regional development policy.

(three) to open a deposit account with the Agricultural Development Bank, voluntarily accept the credit management of the Agricultural Development Bank, and abide by the credit and the contract.

(4) An enterprise legal person applying for corporate credit must comply with the articles of association. If there are no provisions in the articles of association, a resolution authorizing the board of directors (general manager) to borrow money from abroad may be provided.

(5) Holding a loan card approved by the central bank and passed the annual inspection, and an organization code certificate issued by the technical supervision department and passed the annual inspection.

(six) a legitimate and stable source of income or subsidies, with the ability to repay the principal and interest on schedule; The main financial indicators such as asset-liability ratio of enterprise legal person meet the requirements of Agricultural Development Bank.

(seven) do not meet the credit loan method, should provide a guarantee that meets the prescribed conditions.

(eight) to apply for bill discount, you must hold legal and valid bills.

(nine) to apply for a project loan, the source and proportion of project capital shall comply with the provisions of the state and the Agricultural Development Bank. Banks at all levels shall not violate and lower the above basic conditions to provide credit business.

3. What are the application conditions for ABC's venture loan?

Personal employment loan refers to the RMB loan issued by the Agricultural Bank to individual industrial and commercial households and small and micro enterprise owners for legal operation. Requirements for applying for personal employment loan: 1, 18-65 years old, with full capacity for civil conduct, permanent residence in the local area and legal and valid identity documents; 2, with a valid production and operation certificate, engaged in special industries should have the right to approve the special industry business license issued by the department; 3. Have management experience in this industry and have been engaged in this industry for more than 2 years, and have certain management capabilities; 4, with stable operating income and the ability to repay the loan principal and interest on schedule; 5. The secured loan must be legal, effective and worthy of guarantee; 6. Good credit record; 7. Meet other conditions of Agricultural Bank of China. Note: The specific business type, handling process and handling conditions are subject to the relevant regulations of local branches.