What are the benefits of buying a house and writing a child's name
1, protect children's rights and interests: Many parents have struggled all their lives to give their children a better living environment, so they will choose to write their children's names when buying a house. Even if the husband and wife are not harmonious and divorced, the house is the name of the child, and the house can only be temporarily managed by the party who has obtained the custody of the child. Neither husband nor wife has the right to dispose of the child's property, thus protecting the rights and interests of the child.
2. Easy division of marital property: writing the name of the child when buying a house can not only protect the interests of the child, but also facilitate the division of marital property between husband and wife. According to the new marriage law of our country, no matter how many years of marriage, the property before marriage will belong to one party, and there is no need to divide it when divorcing again.
3. Reasonably evade some taxes and fees: Now most of parents' property is left to their children. If you write down your child's name when buying a house, you can avoid some taxes and fees, which will save a lot of money, which is much more convenient than giving the house away or inheriting it to your child in the future, and you don't have to worry about the child paying inheritance tax in the future.
4. Avoid the risk of bankruptcy: For those families who are doing business, if they buy a house and write down their children's names, they can also avoid risks in case of business failure or bankruptcy in the future. Insolvency and other risks, you can also keep part of your capital and leave a way out for yourself and your children.
What should I pay attention to when buying a house and writing a child's name?
1. Minor children need an agent to buy a house: if their parents and children are underage, they need a parent agent to buy a house, including parents and children attending online signing and filing procedures at the Housing Authority. When signing the contract, the guardian's name should also be written in the agency.
2. You can't just sell the property under the child's name: It is relatively simple for parents to buy a house and write the child's name, but it is more troublesome to sell the property registered under the child's name. If you are a minor child, you need to sign and provide proof of the purpose of selling the house when you sell the house, such as special circumstances such as the child suffering from a major illness.
3. If the married child has an accident, the spouse has the right to inherit the house: if the parents buy a house, it says that it is an adult child, even if the house belongs to pre-marital property, the spouse has the right to inherit in case of an accident after his/her marriage. Spouses and parents have the right to inherit the property of the deceased, including the children's pre-marital property.