Sunshine Insurance's car loan products are the car loan business of formal financial institutions, which are relatively reliable and have no problems, and are also guaranteed when the loans are settled. The interest rate is not low, and the monthly interest rate is about a little. Automobile mortgage's products can be simply divided into banking products, credit insurance products and loan company products.

Credit insurance companies are funded by insurance companies, such as Sunshine, Dida, PICC, Pacific, Pratt & Whitney, etc. The monthly interest rate is around 1. The products of the loan company are mainly funded by commercial banks and financial leasing companies, and the monthly interest is between 1- 1.5. The priority of choosing automobile mortgage products is also bank >; Xinbao > loan company. For car loans, except for the safe, car keys and GPS, others will have these two requirements. The common routines in car loan are: beheading interest, high miscellaneous fees, interest upside down, monthly payment, charging service fees in the form of financial leasing and so on. Automobile mortgage is generally the worst choice for loans, because the interest rate is higher than mortgage and credit, so you must be careful when choosing.