The reason why the country introduced this measure to alleviate economic pressure is actually for the masses. If the term is increased, the monthly repayment amount will also be reduced accordingly, which will reduce the pressure on borrowers. . Those who wanted to buy a house before but were afraid of not being able to pay for it are now qualified to buy a house. Those who want to buy several houses can also buy houses with confidence. After all, multiple models of several years are enough. Since the bank dares to grant you a loan, you don't have to worry about funds, as long as you repay the loan on time. Promoting housing transaction volume The reason why banks introduced this policy is not only to consider consumers, but also to benefit themselves. To put it bluntly, relaxing the upper limit of the lending age is to stimulate people to buy houses and increase housing transaction volume. Affected by the general environment in recent years, no one really dares to buy a house if it is not an urgent need. As a result, the real estate industry will fall into a stagnant stage. The bank came up with this regulation to increase its customer base. If you fail to repay the loan, your descendants can repay it. Isn't this a psychological comfort? Real estate businesses may usher in a new round of business opportunities. If the upper limit of loan repayment is really extended to 80 years old, people around the age of 60 can also realize their dream of buying a house. This will directly promote the housing buying boom among the elderly. The more people buy houses, the more real estate businesses will make. The more money merchants make, the more land they buy, especially since the government can also make a lot of money. As the number of people taking home mortgages increases, the problems of resource shortages and capital chain shortages faced by developers will also be solved accordingly. When a large amount of money flows into the real estate industry, businesses will have more spare money and can develop more land.