1, ID card and bank card or social security card and driving license.
You need a credit card, and the overdraft limit of the credit card is greater than the price of the mobile phone.
Conditions of bank card: You need a credit card, and the overdraft limit of the credit card is greater than the price of the mobile phone, and then you need to buy the mobile phone in a store that supports credit cards.
Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.
Extended data:
Pay attention to buying mobile phones by stages:
1, ask the interest before installment:
Few people really understand the installment interest algorithm and average level. Some merchants use consumers' ignorance of loan interest to fool consumers and gain more profits. When buying a mobile phone by stages, you should ask about the interest and convert the daily interest rate and the monthly interest rate into annual interest rates.
2, beware of "zero interest" into:
Many mobile phone sellers use the guise of "zero interest" as a gimmick to attract people's attention and attract consumers to buy in the store. Wool is on sheep. On the surface, it is really free of interest, but the service fee and installment fee are added.
3. Don't pay the deposit before the installment loan:
The loan required to buy a mobile phone by installment is usually not the merchant's own, and it needs to be applied to financial institutions such as loan companies and banks that cooperate with the merchant.
4. The mobile phone price is low but the designated loan company:
The prices of some models in some mobile phone stores are much cheaper than those in other stores, but if you want to buy them, you must go to the store and go to the designated loan company for installment payment. These designated loan companies usually give mobile phone dealers a certain "benefit fee", and these "benefit fees" will eventually be passed on to consumers.
References:
Baidu Encyclopedia-Gitzo China
There are three ways to buy a mobile phone with a loan.
; ? How to get a loan to buy a mobile phone? Let me give you a brief introduction.
There are many ways to buy a mobile phone with a loan. There are three main ways:
1, purchased in installments by physical stores.
Go directly to the store where you buy your mobile phone. Basically, every mobile phone shop has a cooperative loan company that handles mobile phone installment, and chooses to pay by installment when paying. Installment payment generally requires ID card (or student ID card) and bank card. Before you buy a mobile phone with a loan, you should know the down payment and interest of installment payment, then fill in your personal information and sign an installment contract, and it will be done.
2. Online installment shopping
When you buy a mobile phone by installment online, you usually need a credit card. E-commerce platforms generally have online shopping, mobile phone installment payment and other activities. Try to choose a reliable store, choose the mobile phone you want to buy and pay. When paying, check the installment payment, then submit the order, fill in the credit card account number, mobile phone number and other information, select the installment payment (different interest rates in different periods), and finally confirm the payment.
3. One-time loan purchase
Buying a mobile phone by installment costs a lot, and one-time payment is much more cost-effective than installment payment. Choose a reliable mobile phone loan APP, choose loan finance and term according to your own needs, fill in personal information, bind the bank card, submit a loan application, and get a loan after approval. Then use this loan to pay off the purchase fee in one lump sum, and the loan for buying a mobile phone will be completed.
How to buy a mobile phone through Gitzo loan?
First of all, if you want to buy a mobile phone by stages, you need to meet its conditions:
1, the applicant shows his identity card;
2. The age is between 18 and 55 years old;
3. At the same time, you can also provide one of social security card, medical insurance card, bank card, driver's license, bank statement, passbook, work permit or student ID card.
Meet the above conditions, you can apply for Gitzo installment payment to buy a mobile phone.
The steps for Gitzo to buy mobile phones by stages are as follows (provided that the mobile phone sales point cooperates with Gitzo):
1, customers go to the mobile phone dealer to choose their favorite mobile phone;
2. Negotiate with the mobile phone sales staff to choose the installment payment method to buy the mobile phone.
3. Get the application form from the salesperson, the customer will fill in the form completely, and hand over the ID card and other relevant documents to Gitzo manager.
4, 1-2 hours, after the audit, sign the contract and handle the installment. The borrower can repay the loan according to the contract in the future.
Gitzo Group is the world's leading consumer financial service provider, covering ten markets with great growth potential in the world. Gitzo Group was established in 1997, which mainly provides responsible loans and simple, convenient and fast consumer financial services for people with little or no credit history.
By the end of 20 15, Gitzo's business in China has covered more than 260 cities in 24 provinces and municipalities, with more than 33,000 employees. Gitzo has a very good cooperative relationship with well-known domestic retailers, such as Dixintong and Suning. Through more than 60,000 loan service outlets, it has served more than120,000 customers. ?