Hello, the five-level classification of credit information refers to normal, concerned, secondary, suspicious and lost. If there is a loan demand, I suggest you spend it with money. You only need to provide your second-generation ID card and my debit card to apply for a loan. Download Qianhua App, enter the loan entrance, and click View my quota → Fill in the information → Confirm the information → Get the quota. The fastest time for approval is 30 seconds, and the fastest time for lending is 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000.