1. Family financial situation: information on family income and assets is usually needed to apply for financial aid. If the mother owes a lot of online loans, the family's financial situation may be considered ineligible for subsidies.
2. Credit history: Unpaid loans may damage the mother's credit history. Financial aid institutions may consider the credit status of family members, and once the mother's bad credit is found, it may affect the application results of her children.
3. Family debt burden: When applying for grants, family debt burden is one of the important considerations. If the mother is heavily in debt, the children's financial needs may be considered relatively low, thus reducing their chances of obtaining financial assistance.
4. Affect family stability: Family economic pressure may have a negative impact on children's studies. Financial aid agencies will also pay attention to family stability factors, including whether there is a breach of contract.
To sum up, the situation that mothers owe online loans may have a negative impact on their children's application for grants. However, the specific degree of impact may vary depending on the applicant and his policies. Families should try their best to solve the debt problem and find other ways to support their children's education.