If it is a commercial loan, the minimum down payment for the first suite in Hefei is 30%, and the interest rate is the benchmark interest rate. Take a house with a total price of 6,543,800 yuan as an example, and make a down payment of 30% for the first purchase.

However, the maximum amount of individual housing loans of Hefei Housing Provident Fund has changed: if both borrowers and spouses pay housing provident fund normally according to regulations, the maximum loan amount will be adjusted to 450,000 yuan; If the borrower unilaterally deposits the housing provident fund according to the regulations, the maximum loan amount will be adjusted to 350,000 yuan. The down payment for the first suite was reduced from at least 30% to more than 20%. If one spouse pays the provident fund, the maximum loan amount is 250,000 yuan; The maximum repayment amount for both husband and wife is 350,000 yuan. This adjustment is equivalent to a general increase of 654.38 million yuan in loan amount.