Legal analysis: No, the registered capital must be owned by the enterprise or its shareholders, and the bank loan must have a clear loan purpose. Loans are not allowed as registered capital in the General Principles of Loans.

Legal basis: Article 2 of the Regulations on the Administration of Company Registration, the registered capital of a limited liability company is the capital contribution subscribed by all shareholders registered in the company registration authority according to law. Where a joint stock limited company is established by means of sponsorship, the registered capital shall be the total share capital subscribed by all promoters registered in the company registration authority according to law.