College students' entrepreneurship is interest-free for 3 years. Information: Copy of ID card and student ID card.
Loan amount:1-50000; Loan term: 1-5 years; Loan interest rate: one percent (65,438+0%) per month.
Encouraged by the national policy, the employment form of college graduates is becoming more and more flexible, and self-employment is a good employment form. Chongqing also provides preferential policies for college graduates to start businesses. College graduates who apply for self-employment can enjoy small loans with financial discount. The brief content is as follows.
First, the application conditions:
1, college degree or above;
2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.
Second, the loan period:
The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount.
Three. Loan method:
Small loans for college graduates to start their own businesses are secured by mortgage.
Four. Relevant explanation
The specific operation method can be consulted with the local labor and social security bureau. In addition, there are other preferential policies for college students to start their own businesses, such as engaging in
Business administration, 1 year exempted from administrative fees for business registration management; Self-employed, self-employed can also be the city's household registration files.
Employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.
College students' entrepreneurial loans can reach up to 50 thousand. For some special loan projects, the loan period can be extended to four years on the basis of two years stipulated by the state. The loan interest of low-profit projects that meet the conditions of national loan financial discount funds shall be fully subsidized by the central government in the first two years and subsidized by the district-level finance in the last two years; The loan interest of non-subsidized projects shall be subsidized by the district finance according to the benchmark loan interest rate of the same period 10%. The discount interest funds undertaken by the local government shall be subsidized by the municipal finance at 60%.