There may be 30 thousand to 50 thousand people,

Car mortgage, it is good to get a loan of 60% of the stock price in the used car market. If the vehicle is relatively new, it is estimated that it can borrow 60,000 to 70,000 yuan, and if it has a long service life, it will be 30,000 to 50,000 yuan.

How much is the down payment and monthly payment of Haval H6?

The minimum down payment is 30% of the total amount, so the down payment for the entry-level model of Haval is 30,600 yuan, and the down payment for the top model of Haval H6 with a price of 6.5438+0.34 million yuan is 40,200 yuan.

The repayment period of ordinary car loans is 3 years. After the down payment of entry-level Haval H6, the remaining 70140,000, plus monthly interest, is about 2 148 yuan, while the remaining 93,800 after the down payment of top Haval H6, plus monthly interest, is 2,822 yuan.

Matters needing attention in loan car purchase

1, interest-free car loan ≠ no handling fee

Nowadays, in order to attract consumers to buy their own cars, many dealers will offer interest-free car loans, but this is not the case, because although they give you interest-free on the surface, they actually charge a handling fee, which is actually similar to interest, not really interest-free as they say.

You need to buy car insurance.

Under the premise that the loan for buying a car has not been fully paid off, the acquaintances of the car do not belong to consumers. In order to reduce the risk, dealers usually put forward some car insurance that must be purchased as loan conditions in the car loan contract.

When buying a car with a loan, as a condition and requirement of buying a car with a loan, the dealer will ask consumers to buy four main insurances in our store. For example, for a 200,000 car, the insurance premium is about 1000 yuan, so when buying a car, you must read the insurance clauses carefully to avoid falling into the trap.

Does Haval h6 need 1 10,000 interest for a loan of 60,000 yuan?

1, Haval h6 This car depends on what configuration you choose. At present, the discount range of this car is about 10000 yuan, and there will be some additional interest fees in stages, including the formalities fee of 2000~4000 yuan and the GPS installation fee of 1500 yuan.

2. If you choose to pay by installment, besides the bare car price, there will be a certain handling fee, which is about 3,000 yuan to 5,000 yuan. In addition, you need to pay a certain insurance premium, which is about 1000 yuan to 2,000 yuan, as well as the interest on the loan. Some shops also need to pay the cost of installing GPS, which is about 1000 yuan to 2,000 yuan. .

As for this car, it depends on the specific model and the required configuration. At present, the general discount of this car is around 65,438+0,000. If you buy a car with a loan, you need a handling fee of about 3%, a purchase tax of about 8.5%, a license fee of four or five hundred, and some interest.

4. If you buy it by stages, the handling fee of this car dealership is generally around 3,000 yuan to 4,000 yuan, and the insurance is to buy all risks, generally 5,000 yuan to 6,000 yuan. The license fee is a little more expensive, about 1 1,000 yuan. Everything else is in accordance with the normal charging standards.

How much is Haval h6 installment down payment?

At present, 30 models of Haval H6 are on sale, and the price is 654.38+00.20-654.38+034 million yuan. In most cases, the minimum down payment is 30% of the total amount, so the entry-level model of Haval H6 needs 30,600 yuan, and the top model with a price of 654,380+034,000 yuan needs 40,200 yuan.

Generally speaking, the repayment period of an ordinary car loan is 3 years. After the down payment of entry-level Haval H6, the remaining amount is 7,654,380+0.4 million yuan, and with the monthly interest, the monthly payment is about 265,438+0.48 yuan, while the remaining amount of top-level Haval H6 after the down payment is 93,800 yuan, and with the monthly interest, the monthly payment is 2,822 yuan.

Buying a car by installment is actually because the interest is too much. The entry-level model is actually 107928 yuan, which costs 5928 yuan more. The top Haval H6 is actually 14 1792 yuan, which actually costs 7792 yuan more.

Extended data

Most sellers have launched a one-stop service for credit consumption according to the different needs of consumers, making the cumbersome loan car purchase procedures simple and fast. From car selection, charging, handling bank cards, insurance, bank signature to handling parking permits, mobile cards, car inspection and licensing, professional sales personnel are readily available, and consumers only need to submit the required information.

Loan policy for buying used cars Generally speaking, the down payment starts from 20% of the vehicle sales price, and the loan period does not exceed three years. For lenders, the necessary conditions, required information and loan process are basically equivalent to new car loans.