1. A borrower applying for a personal financial product financing facility loan must meet the following conditions at the same time:
(1) A natural person who has reached the age of 18 and has full capacity for civil conduct.
(2) Foreigners, stateless persons and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation.
(3) Hold my valid identity document.
(4) Holding financial assets and rights certificates (if any) that meet the pledge access requirements of China Bank.
(5) The customer is not on the anti-money laundering watch list where China Bank is prohibited from providing services.
(6) Other conditions stipulated by laws, regulations, regulatory provisions and lenders.
2. To apply for personal financial pledge loan through electronic channels, the borrower must meet the following conditions:
(1) Not more than 65 years old (inclusive).
(2) Register and open the electronic channel banking service of China Bank through the business counter of China Bank.
(3) Meet the access requirements of electronic channels for collateral and accounts.
(4) Other conditions stipulated by laws, regulations, regulatory provisions and lenders.
(Answer time: May 2023 17)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.