1, attaches great importance to the serious consequences of overdue.
This is the first and necessary thing. Without this, even the best tricks and tricks will not work. Many people think they will never deal with banks, buy houses or apply for credit cards, but who knows what will happen in the future? Credit reporting is extremely troublesome to repair and is more important than money. Everyone must be conscious.
2. Memo of repayment date set by mobile phone.
Many people don't do this on purpose, but are busy with other things and accidentally forget it. The smart phone you are using now has a function called "memo" to remind you of important things. Therefore, you can create a memo to remind you at 9: 00 am on the repayment date, and the mobile phone will automatically ring to remind you on the same day and display the memo (repayment) on the screen.
3. Deposit the repayment amount into the debit card at the beginning of the month.
At the beginning of each month, deposit the repayment amount of this month into the repayment card to form a good repayment habit. It is best to bind common cards and keep enough money to avoid automatic deduction failure.
4. Pay attention to the due reminder of the repayment date.
As the saying goes, it is easier to borrow money than to pay it back, and it is not difficult to borrow again. Every borrower should cherish and protect his personal credit information, because credit is the most effective passport in economy and society. Try not to be overdue, and try to pay it off as soon as possible after it is overdue.