Not tall. According to relevant public information, 5% mortgage interest rate is not high, mainly for the following reasons. First, China implemented the housing credit policy and reduced the loan interest rate. Secondly, with the successful reform of financial intermediary capital structure, financial institutions pay more attention to high-quality customer service and attract customers with high-quality services and low interest rates. Finally, the current macro-policy situation has strengthened market competition and made the loan interest rate more stable. In short, 5% mortgage interest rate is a reasonable level.