Loan conditions: Urban and rural workers (including migrant workers and entrepreneurs who are not registered in Changchun) who set up individual industrial and commercial households, run partnerships, organize employment and start businesses according to law, and enterprises that meet the prescribed employment conditions can apply for business start-up guarantee loans. The loan targets include: registered unemployed people in cities and towns with employment and entrepreneurship certificates (employment and unemployment registration certificates) within the legal working age, and 5 graduates. Loan form: 1 personal venture loan.

2. Partnership loan.

3. Organize employment loans.

4. SME loans.

Loan amount: individual entrepreneurs apply for business guarantee loans, with a single amount not exceeding 200,000 yuan. For college graduates who meet the loan conditions within five years (including five years) from the date of graduation, the maximum single payment shall not exceed 300,000 yuan.

Loan term: the loan term of individual entrepreneurs shall not exceed 3 years at the longest. For the loan applicants who support the successful start-up through the start-up guarantee loan, have a good credit record, repay the loan on time, and have good loan use efficiency, if the project scale is further expanded and the number of employees is less than 2, they can be given a second loan with a term of no more than 2 years, and continue to enjoy the discount policy.